Monthly Archives: November 2014

Homeowners’ Insurance Policy Claims: 1 Year SOL – A Trap for the Unwary

Imagine that your home has just been damaged by a recent fire or hail storm. You take a deep breath, relieved that you have a homeowners’ insurance policy to cover the damage. You soon realize that it will take many months to fully document all of the items lost, assess the actual value of the damage and then begin the process of getting estimates and rebuilding.

What you may not realize is that you generally have only twelve months from the date of loss to either settle your claim for damages with your insurer or file suit. Failure to do so can result in a complete loss of your claim. While twelve months may sound like a long time, it can go by quickly.

Most homeowners and similar indemnity policies are loosely classified as “fire insurance” policies. They may not apply exclusively to fires, but they do include fire protection, along with protection against other forms of loss, including flooding, hail, ice, lightening, explosion, and wind. As such, they are subject to Wis. Stat. 631.83, requiring a claim to be …
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John Doar – The Legacy of a Legend

On November 11th, 2014, acclaimed civil rights attorney John Doar died of congestive heart failure at the age of 92.

Born and raised in New Richmond, Wisconsin, Doar possessed small town values but big town aspirations. Following his graduation from law school, he spent ten years at his father’s practice of Doar and Knowles before setting his sights on public law. He was once described as “fearless” and a “great respecter of the truth”.  These qualities suited him well throughout his career.

Despite having a quiet humility, he was driven like few others have been and charged through his career with great purpose.  A former colleague called him a “one-man traveling bridge over troubled waters—mediating, fact-finding and trouble-shooting successively as a Justice Department lawyer, president of the always-turbulent New York City school board and director of a controversial self-help program in a black community in Brooklyn”.

His career was lined with monumental achievements few others can boast. In 1962, he escorted former Air Force veteran James Meredith to enroll as the first black student in the University of Mississippi.

In …
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