Monthly Archives: October 2016

SUBROGATION CLAIMS AND WHAT TO DO

A person will most likely hear the term subrogation in the course of dealing with insurance companies after an accident. In its essence, subrogation is when an insurer seeks reimbursement for any claims they have paid on your behalf, when a third party is held responsible for your injuries. The issue is not usually whether they’ve made payments, but rather how much of those payments they should be reimbursed. Subrogation can be a confusing and frustrating matter, for even the most skilled litigators. However, there are a few basic subrogation issues that arise frequently and are important in almost every case.

The most common issue arising out of subrogation claims is what expenses, if any, the subrogated party should be reimbursed for. This can be most easily understood in a car accident scenario. Imagine you’ve been in a car accident that was not your fault. Your health insurance company pays for your medical expenses and asserts a claim that should be reimbursed for those expenses related to the accident. Whether the expenses a subrogated party seeks to be reimbursed for …
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